March 29, 2024

HOW TO GET CHEAP CAR INSURANCE *GUARANTEED*



Published May 13, 2023, 2:08 a.m. by Bethany


Are you looking for cheap car insurance but feel like you're stuck between a rock and a hard place? You're not alone. Many drivers feel the same way. The good news is that there are ways to get cheap car insurance. You just have to know where to look and what to do.

Here are some tips on how to get cheap car insurance:

1. Shop around.

This is the most important thing you can do. Don't just go with the first company you find. Get quotes from several companies and compare them. You may be surprised at the differences in price.

2. Ask for discounts.

Most companies offer discounts for things like having a good driving record, being a good student, or taking a defensive driving course. If you don't ask, you won't get the discount.

3. Raise your deductible.

The deductible is the amount of money you have to pay before the insurance company pays anything. The higher your deductible, the lower your premium will be. Just make sure you can afford to pay the deductible if you have an accident.

4. Get rid of unnecessary coverage.

Do you really need to have collision and comprehensive coverage on an old car? Probably not. You can save money by dropping these types of coverage.

5. Compare rates every year.

Insurance companies change their rates often, so it's a good idea to compare rates at least once a year. You may find that you can get a better deal by switching companies.

Following these tips will help you get cheap car insurance. Just remember, the best way to get the best deal is to shop around and compare rates.

You may also like to read about:



what's going on guys welcome back to a

brand new video um this is probably a

blast from the plot blast from the past

or if you're new to my channel

welcome i made one of these videos

literally years ago now with my fiesta

st my original mark 71 i've got the mark

8 here with us today and we're going to

be doing car insurance we're going to

talk insurance but not only we do that

like last time i'm not doing the same

video again i'm going to have my screen

recording on my phone and compare the

market showing you how to save money in

your car insurance because still i get

so many dms and people ask me even just

close friends ask me how to save car

insurance and i do quotes them and help

them save money mounds of people that

ask for is ridiculous so i'm actually

gonna be showing you a full-on guide on

how you can save thousands of pounds and

i bet you after the quote i do i've not

like tested this or practiced it or

nothing it's just from past experience

i bet we save hundreds maybe even a

grand you never know but like

we'll save a lot of money okay guys so

now we're gonna get to actually put a

quote in so the quote i'm gonna be doing

is gonna be on my fiesta track car which

obviously you know is not stock but

we're just going to put it through for

now and just for like a basis if you are

looking for independent modified

insurance highly recommend you go check

out the guys green light give them a

call they've always been great quotes

from me from one of the fighters like

extreme modified policies and a lot of

my friends have gone there because of

myself and if you say that b17 i sent

you you may save some money i don't know

i'm not don't quote me on that but

they're probably more inclined to give

you an extra hand and stuff they've

always been great with policy so

that being that let's get into this

when i use my fiesta track car b7 tmv

also

um if you guys don't mind make sure you

check out b7 performance if you're

looking for any parts for your car we do

a whole range of different cars and

different parts and if there isn't your

car on there drop us a message and we

can source the part for you if you're

looking to sign you can't find we do

price match guarantee we offer clan of

zero percent api finance so make sure

you check us out if you're looking to

upgrade any from your car news discount

code new car for the biggest discount

you can get on the store but anyway less

of that let's get into this video so as

you can see it says uh st2 i feel like i

love you guys my fiesta st as well you

could have anything but using this as a

basis like a little sporty car

factory fit alarm no no right hand drive

9700 pound we're gonna say the car is

not modified anyway just in case your

car isn't and then i can add that on at

the end of it and you can see difference

but like i've said i've already said

where you need to go already if you got

modified we're going to say we bought it

in august this year to say we've just

picked it up twin 22

and we're going to say social domestic

pleasure and community commuting you may

not be commuting or you may be able to

get away with not commuting in it and

get a ride of a mate ride a bike i don't

know use your imagination uh 8 000 miles

per year sort of where i sat at

we're gonna say street away from home

during the day

just because i don't know people's

circumstances what might be but i always

think street away from home could be the

cheapest but i'll tell you what we'll

say at an office or factory car park

just in case you do and i'll show you

the differences afterwards and then

we're gonna say we leave it in a locked

garage at night

um

i usually find out that street outside

home is cheaper so if you do have a

garage or driveway and you can store it

outside your home obviously you don't

lie but if you can leave it there i

would recommend doing so but we're gonna

do a lot garage just so i can show you

the differences we're gonna say we leave

it at home there's three cars at my

household and i have no access to any

cars or vehicles i'm sure most people

wouldn't

so now i've already done like a tesla

one

earlier like because

because this has my account on here it's

already signed in but just put all your

details in uh do you live at home

during your own home no no no obviously

do your dress your employment status can

vary like off your if you're

self-employed you can sort of change it

a bit to what you do

um chefs usually have a higher rate

because they're used to working late on

maybe having a drink for their leaves

and more tired

so and working in the motor industry

usually puts up a bit so i've just put

i'm employed sales assistant a hardware

retailer because that used to be my job

i used to work at school fix but

obviously

have a play around with it don't be

scared to like play a bit obviously

don't lie don't do something like if you

put part-time education it's a lot

cheaper but don't lie and yourself

over make sure you're putting the

correct information in

but be smart with it think oh if i

change this to that it is cheaper and

that is basically what i do like that's

what i've always done

don't go to the stream where you're

yourself over though so full

license i don't want to provide my

license details i will say i've had the

license for well i'll tell you what

we'll say between three and four years

uh say we've got my license july

2019 i guess

no for all the convictions if you have

convictions and stuff please put them on

there

i'm not giving legal advice but i just

recommend it this isn't guaranteed but

yeah be be smart

additional drivers i always believe

lowers the price don't be scared to add

an additional driver just because

they're on there they don't have to

drive your car and

as long as the other person hasn't got

points or convictions it brings it down

nine times out of ten like put your

family member on there your mum or your

dad or even if you want your mate wants

to drive your car now and then if you

put them on there sometimes it can't

even just lower it like but don't have

to we're gonna go with none for now and

then we'll show the difference when i do

add someone so that's me i'm going to go

to quotes

and it's going to find them i hope you

find that the more providers it gives

you the cheaper it's going to be

which is good but less it's usually more

expensive so it's just searching for now

we're getting a lot of quotes which i'm

really surprised with because that is

that is good we've got eight hundred and

three quote providers that is

good but i'm also going to show you how

we can cut it down a lot more obviously

if you've got no no claims or whatever

um that can also

play a big factor obviously i believe

this is on three or four years no claims

i'll check for you but um

yeah so i'm assuming no one wants a

black box they're saying twelve nine of

a box

should we swipe to the one without a box

all right so

thirteen 1300 pound without a box

that's not sad that's not too sad that's

a decent 500 pound

um

voluntary excess and then we've got no

breakdown cover or nothing like that on

it

i'm just gonna check back and see how

many no canes we put

so we've got

three years no claim discount on that so

now what we're going to do is we're

going to do it again

but so we're going to have the number

here because i think it's like 1200

weren't it 12 1300 something like that

and i'm gonna do it again

but i'm gonna change the bits around and

we're gonna see

what differences actually makes

so we're gonna say

social domestic pressure only

say five thousand miles a year instead

of eight thousand

we'll leave it

straight away from home

street outside our house

we'll go next i'm not going to do a

different driver's job when i wait to

that separately and also where you live

plays a big factor into it

uh the cover

yeah we're happy with that

date to start okay this is a big one i

don't think it showed this page earlier

we've

cause assigned to my scientific

accounting wouldn't show you but when it

has a start date if you want to start on

the exact date it will change a lot but

i'm going to leave it on that for now

we're just going to go with what i've

changed there

get a quote show the price then i'm

going to change that again show you

again

and hopefully if you wouldn't sit just

keep decreasing and

bit by bit we're gonna chisel at it and

get a lara and laura here because that's

what everyone wants so look i'm already

at like one thousand pound on that one

and you saw what i changed i didn't

change much i didn't lie

i don't have i don't want to start in

the garage now i want to start outside

my house i'm not going to go park it in

the

office car park i'm going to leave it

outside on the street

because you're going to save money

and then they all we want to do is save

money so 105 quotes now

okay so we've got

to do 1083 with that exact same insurer

with no box so we've just said 200 quid

i pressed about three buttons and it

took me two minutes

so now we're gonna go again

we're not happy with that yet

so

say we've got our brand new car

but

so we've got a brand new car but we

don't want we don't want our cover to

start that

soon we wanna

we want to worry too well if this

website has been a

so

we're going to start on 20th

i can wait 10 days i've got my new car

coming i don't need it

let's try 10 days later

and see if this makes a difference okay

next

because what you gotta think is in my

mindset you're an insurer someone wants

to buy insurance and they want to start

on that day

they just want to buy it they're like

yes i want to buy it don't care what the

price is give me your money what if i'm

like oh just ensuring like 10 days

they're not going to be like oh yeah

this this they're not going to try and

like make you pay more

you still cover it's still the exact

same length of time

but all we're saying is i want to ensure

it 10 days later than what i'm at now

nothing wrong with that as long as you

don't drive for 10 days it could save

you some money so we're gonna see if we

save any money

okay

757 pound with a black box

885 pound without a box i know you can

see on the screen

and my genius or what have i just saved

you 500 pound in five minutes

yes i have

so this is what i mean

the exact same one nine five eight now

but we've got a better price

but i'm not done yet i'm not happy with

that i want it less for you guys i want

to save you guys more money because i'm

mental and if you want to thank me for

this leave a like share the video and

also check out b7 performance that's all

i'm asking nothing else

i'm going to add additional driver

i'm going to add my mama

now i'm going to blur this bit because

you don't need to see your details but

just add your parent it's don't be

worried about adding your parent or this

or that they haven't got to drive your

car my mom's petrified driving in my

cars which is all my policies just for

the sake of it okay so

so i've now added my mum to my policy

i've added my mom

we're gonna see she's not gonna drive

the car she's an additional driver she's

not the name on it but we're gonna see

if that's gonna affect our policy in any

way now and see if we can lower it from

that

i mean it already looks like they're

coming in lower i can't lie so fingers

crossed this works

okay here we go

eight two seven i can't remember if

that's lower or better than before

not gonna lie don't remember what last

one was but

nevertheless we're still gonna go

because

say

you live with your mum or your mum

that's separated or you live in

different places

as long as your driver's license is

registered to the address

that your insurance is

it's fully legal so i'm gonna now change

my address to a different address

as if i lived somewhere

else with like a different parent or

whatever whatever your circumstances

might be as long as you can get your

dvla license change to it it's fully

legal

okay

so now we're gonna go again we're

searching again and

you can also change other parts of your

license as well not your last you can

always change other parts of your policy

as well like just little things just

tweak it obviously it always says if you

put your driver's license number in when

you do your insurance is cheaper i've

never actually bothered but um

apparently it is so we can already see

that it's going to be cheaper

so like i said as long as you're not

doing illegal do not do anything dodgy

or that you're not comfortable with

don't do it so it's going to damage

yourself or if you get into an accident

you're going to be screwed over but if

you live at your mums or your dads or

your between houses and it's cheaper to

register your driver's license your

living address some at there and you

stay there three to two days a week

whatever

do so because it saves you money so now

we are at

without a box

532 pound so we started up here and we

are now down here so we are near on a

thousand pound save

now i could keep going with this and

keep

chiseling it down more and more

but

let me just end my screen recording i

think it's fair to say that i've proved

my point of

do not go with the first quote you get

make sure you change certain things

because it will

it as you've seen it drastically changes

the price of your insurance premiums and

stuff

and yeah i can't prove it any more than

that the proof is in the pudding we

started up here and we're now down here

and i could keep going like i could get

it lower if i wanted to

but i'm not going to waste any more time

because i want the video to be too long

for you guys

the end of the day all i'm trying to say

is

don't give in to the first quote make

sure you shop around don't be scared to

do that and

make sure that you're being legal and

you're

you're fully comprehensive and safe with

the insurance company you have because

work look you never want to get an

accident and you don't have the correct

insurance because that is not good at

all but what we've just done there is

fully legal i can register different

house if i live there i don't but if i

did i could do so right

i've said i want to start 10 days later

i've said i'm going to park the car

outside on the public road and leave the

car outside the public road because i

can do that that doesn't affect me at

all i didn't even change my job on there

i know that was my previous job but my

own job's just a bit too confusing for

it

but i've shown you that these things do

affect it obviously your miles

more miles say you do a year it's going

to get a bit more expensive but it's not

going to be a lot

so don't

screw yourself over on that because they

will ask your mileage and if you do have

an accident and you've gone over that

they can just refuse to pay out

or you can get fined so

don't be stupid but be smart

like i just showed you it works so i

really hope you enjoyed this video guys

please leave a like it's been like three

years four years ago since i made this

video like this but one of these videos

is what made my

i don't say it made my career because

that sounds stupid but it boosted me a

lot on youtube and helped a lot

with getting growth from everywhere else

so i thought i'd do another one but an

actual breakdown and show you guys how

much money i'm saving here

so leave a like comment down below if

you saved any money insurance hit

subscribe button like i said share it

around check out b7 performance dot com

use discount code new car to save

yourself some money and like i said have

a good one i'll see you boys in the next

one peace

make sure you subscribe i'm watching

i'm on you ten ten

[Music]

[Applause]

[Music]

[Applause]

[Music]

you

Resources:

Similar videos

2CUTURL

Created in 2013, 2CUTURL has been on the forefront of entertainment and breaking news. Our editorial staff delivers high quality articles, video, documentary and live along with multi-platform content.

© 2CUTURL. All Rights Reserved.