Published May 22, 2023, 5:20 p.m. by Liam Bradley
If you're planning to rent a car and drive in Mexico, you need to be aware of the country's car rental insurance requirements. Mexico has a "no fault" insurance system, which means that drivers are responsible for any damages or injuries they cause, regardless of who is at fault. This is different from the insurance system in the United States, where drivers are only responsible for damages and injuries they cause if they are at fault.
As a result, it's important to have adequate car rental insurance when driving in Mexico. Otherwise, you could be on the hook for a huge bill if you're involved in an accident.
There are two main types of car rental insurance available for travelers to Mexico:
Liability insurance: This covers damages and injuries you cause to other people or property while driving in Mexico. It's required by law in Mexico, and it's a good idea to have even if you're not planning to drive.
Collision and comprehensive insurance: This covers damages to your rental car caused by an accident, theft, or other incident. It's not required by law, but it's a good idea to have if you're planning to drive.
Most car rental companies in Mexico offer both liability and collision/comprehensive insurance. You can typically purchase it when you rent the car.
If you have your own car insurance, it may cover you for damages and injuries you cause while driving in Mexico. However, it's a good idea to check with your insurer before you go to make sure you're covered.
And finally, don't forget to purchase Mexican auto insurance before you cross the border. This is a separate policy that covers you for damages and injuries you cause while driving in Mexico. It's required by law, and you can purchase it at the border or online.
Now that you're familiar with Mexico's car rental insurance requirements, you can hit the road with peace of mind knowing you're adequately covered.
You may also like to read about:
if you go on vacation to Mexico and
you're going to rent a car it's a great
idea to pay for the rental with your
Chase Sapphire Reserve credit card or
any other major credit card that offers
full physical damage protection the only
insurance that you are required to
purchase from the rental company is that
third party liability TPL or tanos at
terceros and it's usually 10 15 per day
the physical damage protection from
Chase Sapphire Reserve is amazing if
anything happens to the car they will
reimburse you 100 and keep in mind that
if you are declining the rental
companies uh damage protection insurance
they will put a security deposit on your
credit card sometimes even up to three
thousand dollars but they will give it
back to you about five to seven days
after you return the vehicle
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