The Best Credit Cards for Travel & Holidays 2023

Sponsor: 🐂 Webull Singapore https://hmsg.link/sgwebull

💳 HSBC Revolution https://hmsg.link/hsbcrevolution

💳 DBS Woman’s World Mastercard https://hmsg.link/dbswwmc

💳 DBS Altitude AMEX https://hmsg.link/dbsaltamex

💳 DBS Altitude VISA https://hmsg.link/dbsaltvisa

💳 UOB Lady https://hmsg.link/uoblady

💴 Instarem Amaze Code: NhkWBH https://hmsg.link/amaze

📙 Advanced Credit Card Mastery Course: https://hmsg.link/accm

☕️ Buy from my Ko-fi shop: https://hmsg.link/shop

🔭 Telegram Group: https://t.me/HoneyMoneySG

📷 Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg

🎵 TikTok https://www.tiktok.com/@honeymoneysg

📧 Email (Business only): sghoneymoney@gmail.com

INVESTING

🐮 moomoo SG (Free Stock) https://hmsg.link/sgmoomoo

🐯 Tiger Brokers SG Code HONEYMONEY (Free stock): https://hmsg.link/sgtiger

🐬 uSMART Securities Code nn8gx7 (Free Stock) https://hmsg.link/sgusmart

📝 POEMS Cash Plus: https://hmsg.link/poems

📈 Interactive Brokers: https://hmsg.link/ibkr

📗 Seeking Alpha Premium offer price https://hmsg.link/seekingalpha

CREDIT CARDS & PAYMENT APPS

💳 Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode

🔎 Google Pay $3 https://hmsg.link/googlepay

🚌 Revolut SG https://hmsg.link/revolut

☯️ YouTrip ($5 Bonus) https://hmsg.link/youtrip

🙏Trust Bank Code: HUQPC614 https://www.trustbank.sg

🅱️ BigPay $10 referral code KJN6MN5GS0 at http://bigpay.link/referrals

🚩 Wise https://hmsg.link/wise

✈️ SIA Kris+ App Code: C647172 https://hmsg.link/krisplus

🧾 DBS Paylah! $5 with code CHRHAF684

😻 Favepay https://hmsg.link/fave

💰 iPayMy https://hmsg.link/ipaymy

💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment https://app.cardup.co/users/sign_up

LIFESTYLE

🎮 Sony PS5 https://hmsg.link/ps5

🛍 Lazada https://hmsg.link/lazada

🛍 Qoo10 https://hmsg.link/Qoo10

🛍 Shopback $5 https://hmsg.link/shopback

🛍 Aliexpress https://hmsg.link/aliexp

⭐️ CapitaStar App $5 https://hmsg.link/capitastar

🏬 Lendlease Plus $5 referral code NsHQKY https://hmsg.link/lendlease

🛒 NTUC Union https://hmsg.link/ntucunion

ROBO-ADVISORS

☣️ Syfe Trade & Wealth code: HONEYMONEY @ https://hmsg.link/syfe

🦉 MoneyOwl Code: 8JPW-62FZ https://hmsg.link/moneyowl

🤖 Endowus https://hmsg.link/endowus

BUSINESS

💼 Free Incorporation Service (+16% OFF Osome services) Code Honeymoney100 https://hmsg.link/osome

🦅 AMEX Highflyer Card https://hmsg.link/highflyer

☯️ YouBiz $50 Code: zi94mVNK @ https://hmsg.link/youbiz

TRAVEL

✈️ Klook https://hmsg.link/klook

✈️ AirAsia https://hmsg.link/airasia

✈️ Airasia App https://hmsg.link/airasiaapp

✈️ MSIG Travel Insurance https://hmsg.link/msigtravel

✈️ Allianz Travel Insurance https://hmsg.link/allianztravel

✈️ Starr Travel Insurance https://hmsg.link/starrtravel

✈️ TIQ by ETIQA R56612 https://hmsg.link/tiqtravel

PROFESSIONAL SERVICES:

🤝 DareToFinance Fin Planning https://hmsg.link/daretofinance

🏠 Book a call with Ohmyhome https://hmsg.link/ohmyhome

Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.

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While the Citi Rewards MC + Amaze card is great for single card strategy, it’s not really great for travel bookings because of the specific exclusions for travel spend like:

Travel spend are like your Airfares, Hotels, Cruises, Car rentals, Travel agencies, Tour Operators, etc

Just to be clear, your overseas shopping and dining expenses are NOT travel spend.

UOB Lady’s Mastercard + Amaze combo

- 6 mpd on Travel category on Lady’s MC

- Stack it with amaze for FCY transaction to reduce fees from 3.5% to 2.5%

- Lady’s Solitaire up to $3000 spend with 2 categories $120K income

HSBC Revolution VISA

- 10x points on first $1000 eligible online/contactless travel spend (Whitelist category)

- Points can be converted to 4 mpd or 2.5% Cashback

- Pair up with HSBC Everyday+ Rewards Programme from EGA for additional 1% Cashback

DBS Woman’s World Mastercard

- 10x points on first $2000 eligible online travel spend

- Contactless not included, online only

- Don’t link to amaze as DBS exclude amaze spend

- Best to pay in SGD directly with WWMC

DBS Altitude VISA

- 10 mpd on Kaligo & 8 mpd on Expedia, but prices MAY be higher

- 3 mpd on first $5000 eligible travel spend

- No need to be online or contactless

- 2x complimentary lounge visits with Priority Pass Membership

#Sponsoredby #Webull