Published May 24, 2023, 7:20 a.m. by Arrik Motley
Now that you've bought your motorcycle, it's time to get insured! Here's a breakdown of what you need to know about motorcycle insurance.
Motorcycle insurance is required in most states, and it protects you financially if you have an accident or your bike is stolen. You'll need to decide how much coverage you need and what kind of policy is best for you.
There are two main types of motorcycle insurance: liability and collision/comprehensive. Liability insurance covers damage you cause to other people or property. Collision/comprehensive insurance covers damage to your own bike.
Most states require you to have at least liability insurance. But it's a good idea to get collision/comprehensive coverage too, especially if you have a newer or expensive bike.
When you're shopping for motorcycle insurance, be sure to compare prices and coverage from different insurers. You can get quotes online, over the phone, or in person.
Once you have a policy, be sure to read it carefully so you understand what is and isn't covered. And make sure you keep your policy up to date if you make any changes to your bike, such as adding aftermarket parts.
Following these tips will help you get the right motorcycle insurance for you.
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[Music]
oh
[Music]
before this video is over i'm riding
this motorcycle
what's up guys so a lot of you guys know
that i bought
the daytona 675r from triumph and
that's kind of all you guys heard you
heard that i bought it and then i
haven't really talked about it
since well that's because there's a long
process of once you buy a vehicle or a
motorcycle
you've got to get it registered and get
it insured and all that kind of stuff
and i haven't gone through all of that
because there's just been a lot of stuff
going on
so today's the day i change all that and
it has been a really long time since
i've had to do that myself the last time
i did it was with my
2009 r6 which i did in april
of 2013 i think back then
it was orange and i called it holland
now
it's red and i call it holly
that's kind of insane to think about it
that the last time i had to do any of
this stuff was four years ago with the
r6 so
you know i'm a little rusty with the
whole situation so
i figured this would be a good
opportunity to bring you guys along with
and show you the process
of what it takes to get a motorcycle
registered and what you got to do
that way in the future if i forget i can
watch my own video
and also if you're looking at doing this
kind of stuff you're welcome
let's go register a daytona 675r
okay so triumph sends me this little
package
information after i sent them a check
and
this has my bill of sale my title and
some registration information
the first thing i have to do is call my
insurance company and get uh an inch
like a get the bike added to my
insurance policy currently right now
i've already got t
on an insurance policy and i've got
holly over there so now i'm going to
call my insurance company and be like
hey
add a vehicle onto that whole thing
the cool thing about this whole
situation is with me giving holly away
soon i'm basically just switching sport
bikes on my
motorcycle insurance stuff so i'm hoping
the price will just kind of
go up while holly and the daytona are
still on and then once i give holloway
and take her off
it'll go back down to normal so i'm
hoping that happens i'm not sure what
the insurance difference is between a
daytoda 675r and r6
i guess we'll find out all right so i'm
going to call my insurance company
hey i need to um add a vehicle to my
insurance policy that i have with you
guys
that lady is smart because instead of me
sitting here trying to say all these
numbers i am just going to send her
a photo of the vin number and all that
kind of information and then i guess i'm
going to call her back
and get all that figured out because i
need to know how much it's going to cost
nah
okay so i just emailed them that
information
so we're gonna get that figured out
figure out how much it's gonna cost get
the insurance on it because you cannot
register the motorcycle to ride on the
road and get a tag and all that kind of
stuff
until you have insurance on the bike
which kind of makes sense so you don't
go kill yourself and then somebody has
to pay for it and after i get the
insurance and i have some sort of proof
of insurance i can then take the bike to
get it registered so
hopefully she'll hopefully she'll call
me back relatively soon because you know
i want to ride that thing
[Music]
hello so now i'm going to wait for the
rest of that phone call
this is the not fun part actually this
is not even the not fun part the not fun
part
is going to the dmv but
this is this is also not fun i'll see
you after an hour i'll check back in
after i have that phone call
yep yep thank you all right bye
okay so i just got up from the insurance
company
they are adding the triumph on and uh
interestingly enough i talked to the
like owner of the specific place
we were talking about the r6 versus the
triumph and surprising the insurance is
very close uh
in price the r6 is a 2009
with a 600cc engine and then the triumph
is a 2017
with uh a 675 engine so it's a little
more engine and a much newer bike
and the only difference is a hundred
dollars a year
like a year just for reference the r6
says insurance i'm currently paying 1
119 per year for insurance and the
daytona is going to be
1215 a year
so it's only like 10 it adds up like
what some like nine 10 bucks a month
difference
so uh that's pretty cool i've currently
got the r6 still on the insurance
because i'm gonna do like
a couple more videos with it before i
send it off to tyler
but um for a month we're gonna be
we're gonna be paying a lot of insurance
money so
there's that uh they're gonna get me my
insurance like proof of insurance
emailed to me
and once i get that email i'm gonna then
be able to go to the dmv
and i'll show them my bill of sale my
title uh the insurance on the bike and
we should be good
regardless though now that we got
insurance and i've got a temp
tag i'm gonna get to ride that [ __ ]
regardless if i go get it tagged today
is happening
this is a temp tag
that moment that you actually realize
that today
is august 18th and this temp tag expires
on the 13th
welp i guess we're just gonna hope to
hell i can get a
tag today because otherwise i won't get
to ride the daytona
sonoma okay here's the situation i've
looked up on the website uh
by the way if you're watching this video
and you're trying to do this whole
situation
make sure to check your uh your state's
website for all this information because
this [ __ ] varies state by state so if
you're not in georgia might not all
work for you but the thing on the
website for
george's dmv [ __ ] says that if you have
a temp
tag you have to bring the temp tag up
there to get it registered
before the temp tag expires or you have
to extend the tags time
we're about to go print out the
insurance card so i can prove that i
have insurance on the bike but i'm not
really sure what's going to happen with
the whole temp tag thing
uh there's no way to find that out until
unless we go so uh
made the journey and the excitement of
all of this [ __ ] begin
all right ladies and gents we are coming
up on the tag
title registration all that kind of
[ __ ] place
uh i'm gonna run in here and see what's
up and i'll update you
shh lord help us all
whoa success okay so i now have a tag
for the daytona woohoo
it took a little longer so all i needed
was the bill of sale
i needed uh i got my insurance card not
faxed but emailed to me
but this place didn't was they weren't
able to use the insurance card so i had
to like call my insurance place and get
them to send me some
verification document so that took a
little long time but
i had my license i had my bill of sale i
had my title
and verification of insurance and that's
all you needed
uh the website said all this other kind
of [ __ ] you needed
and i guess that was a lie long story
short i have a tag for the uh
daytona now and it's uh insured so i can
ride it
i'm gonna go ride it now okay bye
okay
all right let's go for a ride
[Music]
oh guys the moment i have been waiting
for for so freaking long
i can finally ride the daytona because
it's mine i can finally ride it in a way
that i want to i don't have to
you know when a bike is not yours you
can't really ride it you you know it's
like the first rides and when trying to
borrow bikes
you can ride them and they want you to
ride them but you know
you hold back just a little bit because
at the end of the day you don't want to
wreck it and then
i'll be yours all that kind of stuff but
finally
this bike is registered it's mine oh
okay let us ride this beautiful freaking
machine
oh my goodness you hear it you hear the
whistle
[Music]
oh i know some of you guys aren't fans
of the whistle
i'm most definitely a fan of the whistle
man you know the second you actually get
a bike
like get a bike your brain starts going
so crazy about like oh
what what can i do to modify it like
what are the modifications i want to
make on it
literally have like this is the first
day i'm back on this bike and i'm
already thinking like what do i want to
do to it
that's oh yeah you got you sir
you were the coolest of cool that guy's
more got more weight in his one leg then
cc is in that scooter
and he's got his lady on the back of it
so
hashtag engine strain
i will tell you it's been so long since
i rode this bike i'm
i'm already not used to the uh the
clutch
so you're probably going to hear me
doing like pulling the throttle way
longer than i actually should so you
guys need to get used to seeing this
bike because
this is going to be the new sport bike
of the channel you know when you want to
see a
fast riding session up the mountains
this is probably what i'm going to be
taking
i keep telling you guys i got that
long-term review i want to do
of kind of like life with this bike for
a while
but after that the customizations will
begin
and there's a cop behind me so i'm going
to avoid getting on the highway
increasing speed quickly because that
would not be smart
the good thing about this is there's a
cop behind me and i'm very well aware
that all of my information is correct
my tag is brand new my license
and uh registration brand new
it's freaking awesome i can be like hey
cop whatever
man the power the power of this bike
is so nice it's like
all of the freaking benefits
i love that painting it's like all of
the benefits of
a a naked bike with the instant power
you don't have to be way up in the rev
range and it's also all the benefits of
a 600 where
you can just kill it down the highway
god i love this bike
i had to get on the highway because it
is so damn hot today i was going to ride
around downtown on it but
i need like airflow you can see that
side of the road is
terrible so i'm trying to stay
in the path the least resistance right
now
i'm really curious how riding this in
the mountains will be now because
it's the mountains where i'm always
super freaking careful with bikes
but now i can have a little bit more fun
in the mountains especially on something
as awesome as this
i don't know good times there ladies and
gentlemen good times ahead
this car is probably going to want to
get over
dude what if that is like a mobile
garage for
that person wouldn't that be awesome to
have like a car and then
haul your garage around that would be
awesome
guys i'm gonna ride around the highway
for a little longer and get some breeze
and enjoy my brand new daytona 675r
you guys are excited about seeing this
bike way more on the channel make sure
to hit that like button
and uh you guys go out there and ride
positive
i'm gonna you know enjoy this damn bike
i'll see you guys in the next one later
it's so nice to have a sport bike again
i can go crazy
oh [ __ ] i don't ride like that anymore
but i used to
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