April 27, 2024

I bought a motorcycle...what now? | Motorcycle insurance breakdown



Published May 24, 2023, 7:20 a.m. by Arrik Motley


Now that you've bought your motorcycle, it's time to get insured! Here's a breakdown of what you need to know about motorcycle insurance.

Motorcycle insurance is required in most states, and it protects you financially if you have an accident or your bike is stolen. You'll need to decide how much coverage you need and what kind of policy is best for you.

There are two main types of motorcycle insurance: liability and collision/comprehensive. Liability insurance covers damage you cause to other people or property. Collision/comprehensive insurance covers damage to your own bike.

Most states require you to have at least liability insurance. But it's a good idea to get collision/comprehensive coverage too, especially if you have a newer or expensive bike.

When you're shopping for motorcycle insurance, be sure to compare prices and coverage from different insurers. You can get quotes online, over the phone, or in person.

Once you have a policy, be sure to read it carefully so you understand what is and isn't covered. And make sure you keep your policy up to date if you make any changes to your bike, such as adding aftermarket parts.

Following these tips will help you get the right motorcycle insurance for you.

You may also like to read about:



[Music]

oh

[Music]

before this video is over i'm riding

this motorcycle

what's up guys so a lot of you guys know

that i bought

the daytona 675r from triumph and

that's kind of all you guys heard you

heard that i bought it and then i

haven't really talked about it

since well that's because there's a long

process of once you buy a vehicle or a

motorcycle

you've got to get it registered and get

it insured and all that kind of stuff

and i haven't gone through all of that

because there's just been a lot of stuff

going on

so today's the day i change all that and

it has been a really long time since

i've had to do that myself the last time

i did it was with my

2009 r6 which i did in april

of 2013 i think back then

it was orange and i called it holland

now

it's red and i call it holly

that's kind of insane to think about it

that the last time i had to do any of

this stuff was four years ago with the

r6 so

you know i'm a little rusty with the

whole situation so

i figured this would be a good

opportunity to bring you guys along with

and show you the process

of what it takes to get a motorcycle

registered and what you got to do

that way in the future if i forget i can

watch my own video

and also if you're looking at doing this

kind of stuff you're welcome

let's go register a daytona 675r

okay so triumph sends me this little

package

information after i sent them a check

and

this has my bill of sale my title and

some registration information

the first thing i have to do is call my

insurance company and get uh an inch

like a get the bike added to my

insurance policy currently right now

i've already got t

on an insurance policy and i've got

holly over there so now i'm going to

call my insurance company and be like

hey

add a vehicle onto that whole thing

the cool thing about this whole

situation is with me giving holly away

soon i'm basically just switching sport

bikes on my

motorcycle insurance stuff so i'm hoping

the price will just kind of

go up while holly and the daytona are

still on and then once i give holloway

and take her off

it'll go back down to normal so i'm

hoping that happens i'm not sure what

the insurance difference is between a

daytoda 675r and r6

i guess we'll find out all right so i'm

going to call my insurance company

hey i need to um add a vehicle to my

insurance policy that i have with you

guys

that lady is smart because instead of me

sitting here trying to say all these

numbers i am just going to send her

a photo of the vin number and all that

kind of information and then i guess i'm

going to call her back

and get all that figured out because i

need to know how much it's going to cost

nah

okay so i just emailed them that

information

so we're gonna get that figured out

figure out how much it's gonna cost get

the insurance on it because you cannot

register the motorcycle to ride on the

road and get a tag and all that kind of

stuff

until you have insurance on the bike

which kind of makes sense so you don't

go kill yourself and then somebody has

to pay for it and after i get the

insurance and i have some sort of proof

of insurance i can then take the bike to

get it registered so

hopefully she'll hopefully she'll call

me back relatively soon because you know

i want to ride that thing

[Music]

hello so now i'm going to wait for the

rest of that phone call

this is the not fun part actually this

is not even the not fun part the not fun

part

is going to the dmv but

this is this is also not fun i'll see

you after an hour i'll check back in

after i have that phone call

yep yep thank you all right bye

okay so i just got up from the insurance

company

they are adding the triumph on and uh

interestingly enough i talked to the

like owner of the specific place

we were talking about the r6 versus the

triumph and surprising the insurance is

very close uh

in price the r6 is a 2009

with a 600cc engine and then the triumph

is a 2017

with uh a 675 engine so it's a little

more engine and a much newer bike

and the only difference is a hundred

dollars a year

like a year just for reference the r6

says insurance i'm currently paying 1

119 per year for insurance and the

daytona is going to be

1215 a year

so it's only like 10 it adds up like

what some like nine 10 bucks a month

difference

so uh that's pretty cool i've currently

got the r6 still on the insurance

because i'm gonna do like

a couple more videos with it before i

send it off to tyler

but um for a month we're gonna be

we're gonna be paying a lot of insurance

money so

there's that uh they're gonna get me my

insurance like proof of insurance

emailed to me

and once i get that email i'm gonna then

be able to go to the dmv

and i'll show them my bill of sale my

title uh the insurance on the bike and

we should be good

regardless though now that we got

insurance and i've got a temp

tag i'm gonna get to ride that [ __ ]

regardless if i go get it tagged today

is happening

this is a temp tag

that moment that you actually realize

that today

is august 18th and this temp tag expires

on the 13th

welp i guess we're just gonna hope to

hell i can get a

tag today because otherwise i won't get

to ride the daytona

sonoma okay here's the situation i've

looked up on the website uh

by the way if you're watching this video

and you're trying to do this whole

situation

make sure to check your uh your state's

website for all this information because

this [ __ ] varies state by state so if

you're not in georgia might not all

work for you but the thing on the

website for

george's dmv [ __ ] says that if you have

a temp

tag you have to bring the temp tag up

there to get it registered

before the temp tag expires or you have

to extend the tags time

we're about to go print out the

insurance card so i can prove that i

have insurance on the bike but i'm not

really sure what's going to happen with

the whole temp tag thing

uh there's no way to find that out until

unless we go so uh

made the journey and the excitement of

all of this [ __ ] begin

all right ladies and gents we are coming

up on the tag

title registration all that kind of

[ __ ] place

uh i'm gonna run in here and see what's

up and i'll update you

shh lord help us all

whoa success okay so i now have a tag

for the daytona woohoo

it took a little longer so all i needed

was the bill of sale

i needed uh i got my insurance card not

faxed but emailed to me

but this place didn't was they weren't

able to use the insurance card so i had

to like call my insurance place and get

them to send me some

verification document so that took a

little long time but

i had my license i had my bill of sale i

had my title

and verification of insurance and that's

all you needed

uh the website said all this other kind

of [ __ ] you needed

and i guess that was a lie long story

short i have a tag for the uh

daytona now and it's uh insured so i can

ride it

i'm gonna go ride it now okay bye

okay

all right let's go for a ride

[Music]

oh guys the moment i have been waiting

for for so freaking long

i can finally ride the daytona because

it's mine i can finally ride it in a way

that i want to i don't have to

you know when a bike is not yours you

can't really ride it you you know it's

like the first rides and when trying to

borrow bikes

you can ride them and they want you to

ride them but you know

you hold back just a little bit because

at the end of the day you don't want to

wreck it and then

i'll be yours all that kind of stuff but

finally

this bike is registered it's mine oh

okay let us ride this beautiful freaking

machine

oh my goodness you hear it you hear the

whistle

[Music]

oh i know some of you guys aren't fans

of the whistle

i'm most definitely a fan of the whistle

man you know the second you actually get

a bike

like get a bike your brain starts going

so crazy about like oh

what what can i do to modify it like

what are the modifications i want to

make on it

literally have like this is the first

day i'm back on this bike and i'm

already thinking like what do i want to

do to it

that's oh yeah you got you sir

you were the coolest of cool that guy's

more got more weight in his one leg then

cc is in that scooter

and he's got his lady on the back of it

so

hashtag engine strain

i will tell you it's been so long since

i rode this bike i'm

i'm already not used to the uh the

clutch

so you're probably going to hear me

doing like pulling the throttle way

longer than i actually should so you

guys need to get used to seeing this

bike because

this is going to be the new sport bike

of the channel you know when you want to

see a

fast riding session up the mountains

this is probably what i'm going to be

taking

i keep telling you guys i got that

long-term review i want to do

of kind of like life with this bike for

a while

but after that the customizations will

begin

and there's a cop behind me so i'm going

to avoid getting on the highway

increasing speed quickly because that

would not be smart

the good thing about this is there's a

cop behind me and i'm very well aware

that all of my information is correct

my tag is brand new my license

and uh registration brand new

it's freaking awesome i can be like hey

cop whatever

man the power the power of this bike

is so nice it's like

all of the freaking benefits

i love that painting it's like all of

the benefits of

a a naked bike with the instant power

you don't have to be way up in the rev

range and it's also all the benefits of

a 600 where

you can just kill it down the highway

god i love this bike

i had to get on the highway because it

is so damn hot today i was going to ride

around downtown on it but

i need like airflow you can see that

side of the road is

terrible so i'm trying to stay

in the path the least resistance right

now

i'm really curious how riding this in

the mountains will be now because

it's the mountains where i'm always

super freaking careful with bikes

but now i can have a little bit more fun

in the mountains especially on something

as awesome as this

i don't know good times there ladies and

gentlemen good times ahead

this car is probably going to want to

get over

dude what if that is like a mobile

garage for

that person wouldn't that be awesome to

have like a car and then

haul your garage around that would be

awesome

guys i'm gonna ride around the highway

for a little longer and get some breeze

and enjoy my brand new daytona 675r

you guys are excited about seeing this

bike way more on the channel make sure

to hit that like button

and uh you guys go out there and ride

positive

i'm gonna you know enjoy this damn bike

i'll see you guys in the next one later

it's so nice to have a sport bike again

i can go crazy

oh [ __ ] i don't ride like that anymore

but i used to

Resources:

Similar videos

2CUTURL

Created in 2013, 2CUTURL has been on the forefront of entertainment and breaking news. Our editorial staff delivers high quality articles, video, documentary and live along with multi-platform content.

© 2CUTURL. All Rights Reserved.