2CUTURL
Published May 24, 2023, 7:20 a.m. by Arrik Motley
Mountain biking is an increasingly popular sport, and as such, more and more people are looking for insurance specifically designed for mountain biking. Sports insurance for mountain biking can cover you for a variety of eventualities, from loss of equipment to personal injury.
There are a few things to consider when taking out mountain biking insurance. Firstly, what level of cover do you need? There are three main types of mountain biking insurance: third party only, third party fire and theft, and comprehensive. Third party only covers you for damages caused to other people or property; third party fire and theft also covers you if your bike is stolen or damaged by fire; and comprehensive cover includes both of these plus cover for your own bike and belongings.
Secondly, what kind of activities will you be doing on your mountain bike? If you only ride on gentle trails, you may not need the same level of cover as someone who regularly takes on more challenging routes. Most insurers will offer different levels of cover depending on the type of riding you do.
Finally, consider any extras you might want to add to your policy. Many insurers offer cover for race entry fees and travel expenses, for example, which can be useful if you plan on competing in mountain bike races.
When choosing mountain biking insurance, it’s important to compare policies from different providers to make sure you’re getting the best possible deal. Use an insurance comparison website to get quotes from a range of different insurers, and then use the information you’ve gathered to narrow down your options and choose the right policy for you.
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welcome to another ask GM BM where we're
gonna be tackling your very tough
questions that you put in the comment
section down below this video that will
answer next week but let's deal with the
ones you've put there already
Neil what you're looking forward to what
what sort of question well could come up
that you're like anticipate that's a
Google further than this vid Martin did
you yeah oh no these my fees okay
first why she came in from Daniel silver
so since the Cape Epic is a marathon
like race wise Nino using the UCI World
Champs de I'm not haven't seen II oh do
you know the answer um I feel it's
probably cuz he's Nino sure means do
whatever the hell he likes so like what
I'm interviewing him seen by like granny
wave anyone comes up on the dirt Church
so it's one of his big rivals a Virginie
is the marathon world champ yeah and his
normal trade jersey and that is because
this is a stage horse class ah see
cross-country stage race right is
actually not America it's not America
that's the key point there for Nino
where is it Jersey
yeah well as well at least there's a
good reason other than just blindly
being mean oh sure that's good news
everything that's good
another question here from to know says
how to convince your parents you need a
new bike I'll say hi to convince your
parents you deserve a new bike being a
more pertinent question such a dad
such a dad um it's a great question
though cuz out it odd man and what did I
do when I was young I think I just did I
started building a bit of a story around
why a rally super tough burner would
change not only my life but their lives
and about I think that's what I don't
think about all the positive things you
get from a bike health from Fitness met
positive mental health
fresh air well what I did is I had a
creek rat bike and I was racing I was
starting to do okay and my bike was
falling apart every week so why I
convinced my parents to land me the
money not paying back in winnings no but
once you've got the money you then
you know I did not change the deal yeah
change the deal you sound like Theresa
May yeah yeah that's a good idea it's
great question we could probably a whole
server that and maybe we'll go I'm wait
good now Sam Matson Baca or this one for
Blake actually he says hey player coach
realize a bath is over three hours car
ride away from the Isle of Wight motives
you drive that every day well yes okay
so if you're not familiar in the UK the
Isle of Wight is a little island just
below the sort of mainland of England
and Blake Blake lives there it's
actually no I'm not saying anything bad
about you I like it yes she has to get a
ferry across and then he has to drive
all the way up to Bath which is up on
the sort of the m4 corridor but for a
tween London and Wales this geographies
crazy but basically it's a long road
trip he does it twice a week he comes in
he stays in bath GMB own headquarters so
yeah stays in his tent on top of this
car yeah three days yeah but I tell you
what it's not about I do something
slightly similar and it's not a bad life
coming and staying in bar for a few days
because it is a lovely place I see
UNESCO World Heritage Sites a gorgeous
it's very gorgeous yeah
and you live here too yeah you rock star
you total Robster right next question is
from Chris Williams what model are the
car key North Wave SPD shoes Blake's
been using recently can't find the same
model on this side Neil do you know I do
they're not ask you tissues is a flat
shoes oh okay
I think these are ones you'll go for
excel the ones he's wearing a lot
recently the North Wave tribes to buy a
new flat shoes yes I've got the tribes
on the clans in Tunis malls like loves
them they stink he wears one time yeah
I've got the clans actually in black and
they're very nice they're very nice
they're very nice shoes right sim Bob
sim Bob says I recently had what I call
an almost crash and any confidence is
now ruined and I find myself riding
insanely slowly on the section that I
had the incident please help because
I've turned into an awful rider just
because of an awful crash
an almost crash in almost crashed Serbia
was like a moment of like realization of
how bad saying could've yeah I guess get
away with it yeah what do you think neo
I'd you get your confidence back from a
moment like that why are you asking
right Matt so I hope you just ride your
bike more is always my answer for
confidence it's yeah yeah I know I mean
this wasted it Pat's and skills so maybe
you could try and identify why you
almost crashed it could be bike it could
be maybe your tires a bit soft could be
a whole load of thing so yeah go through
a bit of checklist
check the bike over check your skills
and I'm sure I get more
yeah that's what I'd say I try to
identify what the problem was and then
go back to the beginning a little bit
and try and learn that thing or change
the setup on the bike
I'm also it and that could be the
difference and you start to understand
why you made this don't stress it too
much either you can spend your whole
life looking at why it almost happened
you've get too stressed about it yeah
but a video about it so check this is a
challenge looming in your riding career
like taking the plunge to enter your
first race well what about that riding
adventure you've always dreamed of maybe
you've had a big crash and now you need
to bounce back well this video is going
to give you the tools to build that
confidence to make things happen
it's rammed with advice and insights to
help you make the things you're dreaming
off a reality that guy knows his stuff
what brick Absalon says is it worth
getting insurance if you're
self-employed to protect yourself in
case of injury yes yes simple answer I
didn't used to have it now I know I know
late used to do this and I've looked
into a little bit there's lots of places
you can get it actual insurance that
covers you for mountain bike riding
specifically but also will help you if
you were injured and you missed days of
work and things like that you can come
up with a policy that really works for
you so it's definitely worth doing
because I know it worked for Blake quite
a few times he'd have an injury when we
were working on the same touring sports
tour and you know you have an injury and
suddenly you can't ride on the show for
like five weeks on campaign you're not
earning so he had this cover that would
literally understand what his job was so
I'd say yes worth doing because for
Blake it definitely worked out and I'm
sure for someone like me used to crash
like woodwork to help for me to do if I
reckon I could've been somebody yeah
yeah I'd I'd say it's a good idea
I really would right what about Calum
mclaughlin who's saying i'm looking at
buying a full face helmet but i'm
short-sighted and need to wear glasses I
imagine this would become an issue when
trying to wear goggles I'm thinking
about contacts but I'm not sure how I
feel when he's riding what would you
recommend I know lost people shops like
the ride some people ride with glasses
inside their goggles
yeah can I sing that the double fit I
know Scott used to make and definitely
I'm sure all the brands do as well no
you can't get can you get prescription
lenses with holes you can yes yeah I am
also looked into this a little bit
there's quite a few different ways to do
it special goggles specifically designed
for a prescription lens or you can get
prescription lenses to fit existing kind
of like recognized goggle brands so you
can do it contacts though is probably
the easiest solution if you're
comfortable wearing them but there's God
you know you just kind of got watch out
for it and think that's what also I know
people that arrive with them and after
wear glasses or goggles the whole time
if you get something wrong you can be
better problem yeah yeah but it can be
done so no excuses full face helmet and
get yourself some goals Dan Aston got a
lot faster when he thought wearing
contact lenses he where he's going he
was already pretty fast
mr. ko has got a 20-18 canyon spectral
with 148 back and 150 in front but I saw
the 2019 miles got 10 mil more front
camera yes I've always 150 160
I know I can extend the fork with a new
air piston but can the same be done for
the rear by shortening the shot save
something for the five-minute extra
stroke Wow is the world even the same
way up that was before he started
reading there I'm lost
yes you can the only difference this
bike is the stroke length on the shock
so you can talk to a friendly suspension
center I'm sure they could changes for
you
thank God you knew the Earth's life back
in the day I was to find my Sacre's v10
had too much travel for me so I ran the
same I'd
I shocked with a shorter stroke no yeah
so that last hole hey can I just ask is
the santa cruz v10 has caught arrives it
looks I know you slot like very much
Neal you do like breaking it that was a
long time ago though I did get my pin
suit me but I can serve because Renny
Steve peat men are real wedding on it
Gooden oh yeah yeah my let's move up I'm
Chris Wood said I'm five foot nine and a
half inch the half symport and that's by
said and looking for a new bike really
like the Nick proof mega 275 yeah but
don't know whether to go medium or large
my current bike is a large 2014 mega TR
reaches four four millimeters on the
current bike on 4 3 5 and 4 7 e on the
newer bikes yeah
CN 173 my current bike seventy five
point five on their new bikes any
suggestion and what side why I would say
this ghost
thanks for preference so I'm almost
exactly same height 510 probably I like
a smallish bikes why I write the medium
need proof mega yes I like a 440 ish
reach but for some people that's too
small they get along the bike so do you
like on the bike gofer Lodge
just want to make sure that you can get
the seat post drop in this it's not too
tall for you seem you're potentially
must get down on a travel on a drop post
good points there good point so I
wouldn't have thought of that actually
I've never ridden a large but yeah
unlike my medium yeah I'm and I tell you
what if you're a fan of Nick proof why
don't we take a look at the old versus
new mega video what the hell have you
brought the trousers you've got the
museum like this is a 2012 heatproof
Magga the original
[Music]
next one is from will be and he says hi
guys what what would I have to do to be
a man invite journalist like you when
I'm older fell I tell what something
that still aren't I know I know some
people in the building that are mad
about journalists and not not one of
them hasn't written right there bright
although we are really but it's strange
actually because there's lots of roots
into this because you you basically just
need to really love the sport that's all
you need to do because da DS a great
example
we're both myself and I guess I've put
you similar to me Neal that we're we're
both like huge infuse yes of the riding
Dottie absolutely loves the tech he
absolutely lurked he lives for it so
it's easy for him to talk right yeah
because he just can't stop himself I'm
the same about kind of like the vibe of
riding and the places I can't help
myself and the people and and you're
kind of right in the middle of the race
Aaron wait yeah I mean we've got is it
going to it from the right side Donny I
remember back in the day him come was
very first magazine shoot missile forced
his way into the door of the of the Brit
big British magazine a time just by
being super enthusiastic and extending
the messages emails just being really
proactive by doing it so anyone can do
it you just caught us off be really
enthusiastic I'm blind your gateway of
getting it yeah and I mean I think it's
one of those industries that you've just
gotta let people know that you really
love it and if you keep telling them
they will go let's give this guy a
chance you know let's try out you know I
mean but you know just love the sport
and that comes through show that show
them and I think does that mean I can
now say cuz don't answer that question
I'm like a journalist now yeah no I look
journalist quite a nice questions on my
planet something in a minute with honor
is it worth buying a full size from
zombie plant is it worth buying a full
suspension bike your first bike if you
start as an adult
yeah that's why not yeah why not yeah
you definitely got me but I but I
wouldn't say it's a bad idea by a
hardtail because it's super fun dart
great great design yeah cheaper earth
probably way
getting into my bike in and then maybe
deciding you want the full sponge bike
after a lot people don't nice down hard
towels just a quiz is there any is there
any utility in starting to understand
suspension by getting a hardtail front
suspension bike so you start to
understand suspension before you've got
it on both ends and you don't really
know what's going I always used to say
that now I've mellowed better thing if
you get a good boy knows it's gonna be
great so you don't really you're not
really suffering for jumping start on
full spectrum boy but yeah I think it's
true that there's actually not many
terrible bikes out there these days yeah
I think if you go to bike shop you gonna
start to get a bad bike if you go onto a
catalog shop or online yeah I do then or
do you buy you breakfast yeah next up we
have got rockers who says I'm twenty
stone I have an XC bike am I too heavy
starting to enjoy and want to hit some
proper trails but yeah it's 20 stone to
pretty big I tell you what some bikes do
have weight limits and some components
have weight limit so I did look on the
Cadi website there's no information
there but I asked dotty he knows
everything and he says that some things
so like something like a carbon bar I
would go and check on their website on
their brands website so I would
definitely check because there are some
weight names I never see it more on eBay
actually they give you a total limit
these are the body kind of rider
combined mountain bike is do but they're
not quite as easy to find so back to get
in touching the manufacturer yeah see my
answer would be slightly different am I
allowed to put that one out there um I
would say you're twenty stone you wanna
hit some hard proper trails do it like
go for it I think you'll probably be
fine if not make sure you're running a
camera so we get it footage of that and
if you really go for it you won't be
twenty stone for very long true and
that's how I go about it but I'm not
necessarily the right answer on this one
right time for some correct me if I'm
wrong switch I really like taking a look
at um if you've got anything you would
like to be judged on judged is a hard
word yeah we can take a look at it if
you send us a video into our GM be an
uploader there's a correct me if I'm
wrong section
put it in there we'll take a look and
then maybe you'll be on the show next
week and we'll be giving you a few hints
and tips of what to do bath yeah yeah I
could work vice for God's refuse this
week Ashley and this guy's a trained
coach that's actually what you used to
do after he wasn't racist that's like
dirt fern living and fast mantle people
paid this guy food to hear what you had
to say what more could you ask or write
who've we got first Sean is riding his
Orange Crush is that an REM song Orange
Crush it should be alright here's
starting to write gap jams how could I
do this better right let's never look
it's kind of a sketch you run into this
I'll watch this boom yeah it's got a
little bobble before they have a lumpy
bum I would say go steady because your
see I like the bike squad level there so
actually the you casing that little bit
over the front with its landing flap a
massive big long drop to file
yeah so life can cause some issues
because of the way a third go whatever
the second one so on the way in you're
trying to paddle over bump that messed
about third one is bad yeah here we go
remember run in yeah decent and you know
I think it's the biggest difference in
there that I think's to worth noting is
on that third run you're not trying to
pedal through those pre jumps yeah
you're you're letting the bike Rolf room
I've just been watching a video actually
that we've got coming out soon of one of
the top down ill is in the world and I
spoke to Tom Grundy who filmed it and he
said it was very frustrating watching
him because the guy never pedals yeah
and he said it just looks like he's
going slow all the time but he clearly
isn't going slow but it's because he
just doesn't pedal fresh just Prince a
bigger yes yes yes but that's coming up
not gonna talk about anyway because I
don't wanna ruin the surprise but yeah
right next up we have got another
correct me if I'm wrong I've got a
couple this week from Simona who's
riding in bikepark Wales
great place to ride unpack your he's on
his mater 4.2 and basically stride
transition from bloom routes in the Reds
Neil yeah and that means he's gonna be
tackling some bigger jumps some more
challenging things he looks like he's
doing alright actually
here he comes rolling down through the
trail hitting his first big jump it's
not a good shape he lands that into that
boom no I say it's almost a bit of a hit
back yeah yeah
sparking the rate of right that's
definitely um what would you say is a
good bit of advice if you're thinking
about that you feel like you want to
take on those you've got a bit of fear
of that next level of trail how do you
do it how do you start to like work out
should I drop in eventually you've got
press the Sun button and do it but
what's that
some people do it too early ponds but
Simoni as it looks so confident they're
really nice and smooth
why say doing that hip so that shows me
that it's not stressing about yeah jump
in that jump too much he's looking ahead
so yeah make sure you comfortable and
then ascend by fabulous yeah don't miss
out on the chance to send us something
or correct me if I'm wrong so remember
that G and being uploader if you've got
any questions for us for next week's
show then put them in the comment
section down below for it yeah there's
there's so many things we want to talk
to you guys about so let us know what
you want to hear or see any videos click
over here for the Patagonia a pit ride
me and play Brian rainbow in a great
time yeah and we've got Blake's vlog
just here where he was out on that trip
having a great time the old subscribe
button that's there for a reason they'll
miss out on the chance and give us a
thumbs so see you next time
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